Carla Ojopi

1. Introduction Managing dozens of monthly payments—rent, utilities, subscriptions, loans—can feel like a second job. Late fees, service interruptions, and...

1. Introduction Buying Rental Property Financing and insurance are two pillars that determine whether your investment will thrive or strain...

1. Introduction Many people accept insurance premiums as non-negotiable fixed costs, but the reality is carriers build considerable flexibility into...

1. Introduction Managing multiple student loans—with different servicers, interest rates, and payment schedules—adds stress and increases the risk of missed...

1. Introduction I still remember the first time I sat down to compare a term life quote with a whole...

1. Introduction I’ll never forget opening my first Health Savings Account (HSA): it felt like unlocking a secret vault of...